Small Business Services and Financing

January 25, 2026

January 25, 2026

The NJEDA has a long history of supporting growth in New Jersey for businesses of all sizes, but support of small to mid-sized businesses has always been one of our top priorities. With the creative and versatile loan solutions available to small to mid-sized businesses through the NJEDA, now is an opportune time to contact NJEDA to determine if any of our programs may be the right fit for your small to mid-sized business needs..

NJEDA SMALL TO MID-SIZED BUSINESS PROGRAMS AND FINANCING

Bond Financing

Cannabis Business Development (CBD) Grant

Direct Loans

Main Street Acquisition Support Grant

NJ LEAF (Coming Soon)

NJ LEND

Premier Lender Program

Recovery Loan Loss Reserve Fund

Salem County Energy Sales Tax Exemption

Small Business Bonding Readiness Assistance Program

Small Business E-Commerce Support Program

Small Business Fund

Small Business Improvement Grant

Small Business Lease Grant

Small Business Liquor License Grant

Urban Enterprise Zone (UEZ) Manufacturers Energy Sales Tax Exemption

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active programs

Community Development Financial Institutions

Additional
resources

Community Development Financial Institutions (CDFI)

Cooperative Business Assistance Corporation (CBAC)

CBAC is a non-profit, public-private partnership created in 1987. Established to encourage the growth and stability of the small business sector, CBAC facilitates opportunities for banks to make business loans in the City of Camden, New Jersey, Philadelphia, Pennsylvania, and the six counties located in Southern New Jersey.

BOC Capital

BOC Capital provides financing to small business owners, with a special focus on women, minority, and immigrant entrepreneurs. They give local entrepreneurs access to flexible, customized loans and ongoing business development assistance.

Greater Newark Enterprises Corporation (GNEC)

GNEC provides financial assistance and training to small businesses, businesses owned by women, low-income individuals, and minorities for the purpose of encouraging entrepreneurship.

New Jersey Community Capital (NJCC)

New Jersey Community Capital is a 501(c)(3) nonprofit CDFI that provides innovative financing and technical assistance to organizations that support housing and sustainable community development ventures that increase jobs, improve education and strengthen neighborhoods. NJCC offers loan capital that is broader than bank lending to results-oriented, socially responsible organizations that are committed to creating positive change in low-to-moderate income communities throughout New Jersey.

Pursuit Lending

Pursuit Lending’s mission is to help businesses in New Jersey, New York and Pennsylvania grow by providing small business loans and affordable and flexible advisory services to help businesses reach their goals.

Regional Business Assistance Corporation (RBAC)

RBAC is a private non-profit organization formed in 1981 to provide loans to both new and existing small businesses in New Jersey. RBAC’s mission is to provide loan capital and business mentoring to small business owners that cannot access more conventional bank financing. All RBAC loan programs can be, and often are used in partnership with other lenders for larger loan amounts.

UCEDC

A statewide, not-for-profit economic development corporation dedicated to assisting and financing small businesses and minority- and women-owned enterprises. Access to capital is often a small business owner’s greatest challenge and UCEDC offers a variety of financing options when conventional lending sources are not available.

Additional resources

New Jersey Business PortalTechnical Assistance PartnersProcurement Technical Assistance Centers (PTAC)Resources/Organizations for Minority, Women, Veteran and LGBT-Owned BusinessesNew Jersey Business RegistrationU.S. Small Business Adminstration (SBA)

Upcoming Events

There are currently no scheduled events at this time. Please check back soon for updated information.

All Events

Related press releases

October 22, 2025

NJEDA to Open Applications for Small Business Liquor License Grant Program

TRENTON, N.J. (October 22, 2025) – The New Jersey Economic Development Authority (NJEDA) will open applications for the Small Business Liquor License Grant Program on Wednesday, October 29, 2025.Read More >

July 31, 2025

NJEDA Partners with SHCCNJ and NJCU to Support Expansion of Business Hub

JERSEY CITY, N.J. (July 31, 2025) – The New Jersey Economic Development Authority (NJEDA) announced yesterday it has provided financial support for the development and operation of the Statewide Hispanic Chamber of Commerce of New Jersey’s (SHCCNJ) Innovation Business Hub.Read More >

May 9, 2025

NJEDA Approves 100 Loans Under NJ Capital Access Fund to Support Small Businesses and Nonprofits

TRENTON, N.J. (May 9, 2025) – As National Small Business Week comes to a close, the New Jersey Economic Development Authority (NJEDA) announced that 100 small businesses and nonprofits have been approved for more than $8.6 million in working capital loans under the NJ Capital Access Fund.Read More >

May 5, 2025

NJEDA Highlights Robust Small Business Support Programs during National Small Business Week

TRENTON, N.J. (May 5, 2025) – In celebration of National Small Business Week, the New Jersey Economic Development Authority (NJEDA) is highlighting its various grant, loan, and technical assistance programs aimed to support small businesses across the state.Read More >

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ONLINE NOTICE FOR THE SSBCI BLENDED CAPITAL FUND

For more information or to ask a specific question please send an email to smallbusinessservices@njeda.com and a team member will reach out to you.

FINANCING AND INCENTIVES

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PO Box 990, Trenton, NJ 08625-0990

36 West State Street, Trenton, NJ 08625

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